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’Tis the season! This time of the year is always so wonderful. My favorite part is the lights and decorations that fill the homes. 

The Better Business Bureau (BBB) is still warning well-meaning seniors about “emergency” scams designed to fool them into thinking that their grandchild is hurt, has been arrested or is stranded, and in need of money. 

As we move toward the end of the calendar year, some of us are inundated with mailed pleas for donations to numerous charitable organizations, most of them national or larger in scope, and all of them worthy of support. 

Someone wrote and asked a question that comes up from time to time, a question for which I stumble, even stutter, for answer.

editor's pick featured

Holiday images of a cute pet with a big red bow tied around its neck waiting to surprise a loved one seems magical at first glance, but the re…