Baldwin County Fire Rescue Chief Troy Reynolds said the economic times and technology changed the way insurance companies assess their fees.
“At lot of residents were getting a Class 6 rating because they lived in Baldwin County. Once they determined they lived outside of a five-mile radius, that puts them in a Class 10 rating like there is no fire department response,” Reynolds said. “It's going to benefit both counties. They are anticipating an agreement.”
An Insurance Services Office (ISO) rating drop from Class 10 to Class 6 equates to about a 30 percent savings, according to Reynolds.
County Attorney David McRee drafted a final proposal for the discussed Automatic Aid Agreement.
Both Hancock and Baldwin County boards must approve the agreement to move forward. Once ISO passes the collaborative, the information travels to insurance providers then trickles to happier homeowners.
Reynolds said his department already responses to the Hancock area per request.
“We are probably looking at a once or twice a year occurrence,” the fire chief said.
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