“The clients are our employer, and we treat them that way,” Charping said. “We want to be your partner not your broker.”
Stock market lows and highs shouldn’t affect long term planning. Diverse assets provide protection and peace of mind.
Staying out of one asset class removes most of the volatility, according to Weimer and Charping.
People often lack a real financial plan instead relying on a broad undisciplined approach.
“It’s been a real eye opener for these individuals,” Weimer said. “Our process is to put clients in a position to be educated enough to buy an investment rather than be sold and investment.”
Financial plans exist on a continuum, changing from year to year as life undoubtedly does.
Most working folks have money in a 401k that’s the largest personal asset other than their home.
Tucking money away when beginning full-time career makes the process easier decades down the line. Don’t fall into the “I’ll worry about retirement when I’m 40” mentality.
Weimer recently learned that half of Americans have $10,000 or less saved for retirement.
Though AFP is a full-service firm, the financial planner focus on retirement readiness. It’s impossible to plot your course too early.
“For those within five years of retirement, you need to be talking with somebody,” Charping said. “If you’ve grown money, what you can potentially do at that point in time to secure the outcome that you are looking for can be accomplished.”
AFP works quietly and earnestly. The business continues growing because of that honest model.
“There are no two investors that are exactly alike. That’s why it’s important to sit down and find out what they are about,” Weimer said.
A free consultation will send an individual in the right direction even if not with AFP. The financial truth isn’t always shiny and clean.
“We try to tell the whole story,” Charping said.
The firm operates at 112 Wright Drive Suite A. Call the office at 478-453-7526 or visit www.alliancefp.com.